It’s bad enough Fred Snowflack writes for a blog owned and operated by a government contactor – an insurance operation no less – part of that grease-machine for which New Jersey is so famous. Back in the day, when Snowflack was employed by actual newspapers, those journalists had a phrase when describing what you got from the grease-machine… they called it the “corruption tax” that made everything your tax dollars paid for more expensive.
But Fred doesn’t criticize the folks he works for these days. These days, he argues against the Bill of Rights. Snowflack claims that any time some Internet mob decides somebody has done anything they consider to be “offensive”, the mob has the right to have that person fired. And Fred doesn’t seem to think this kind of extra-judicial mob “justice” will have a chilling effect on Free Speech???
Hey, if somebody broke the law… charge him. If somebody broke the rules… discipline him (or her). But if we are really going to demand someone’s head every time somebody writes or says or even “re-tweets” something somebody else finds offensive… then we better have pretty darn perfect people to start out with. Because the Internet mob can be fickle about who it destroys… just ask former United States Senator Al Franken (D-Minnesota).
We think it time to break out the polygraphs. Lie detector tests for everyone!
Every member of the Board of Trustees of Sussex County Community College (SCCC) should be made to take a lie detector test. They should be asked every question under the sun to cover every possible kind “offensive” behavior that could be imagined at some later date by some Internet mob. From adultery and bad words to excessive drinking and the veracity of how they file their taxes… have they ever lusted after one of the SCCC students (even in their mind, because thought crime is the real crime, didn’t you know).
We should make Fred Snowflack take it too… and the monsters he works for. It would be a blast…
Speaking of monsters. There’s an old saying among machine politicians in Philadelphia. It goes like this, “If you say you’re the boss, and nobody says you aint the boss, then you’re the boss.”
John F.X. Graham probably heard it back in the day, when he was prowling around amongst the ward healers in that sainted city of brotherly love. Back when “ethnic” meant second or third generation Irish or Polish or Italian and individual neighborhoods developed their own dialects (yes, people really did talk like Rocky back then).
John F. X. moved to New Jersey where he followed the yellow brick road of selling insurance to government entities. Unlike South Jersey’s George Norcross, John F. X. wasn’t really interested in building a political machine. He was content with a money machine – the old-fashioned kind, the grease machine that uses campaign contributions to lube the representatives of the taxpayers, so that their money pumps out in a nice, steady stream.
In December 2017, the Observer wrote about John F.X. and his operation – the Fairview Insurance Agency – in a “special report” about “How Insurance Brokers Reap Public Funds Without Disclosure.” It makes for interesting reading:
Insurance brokerages that make political donations are declining to disclose large amounts of money received indirectly from public entities.
One of the biggest goldmines for contractors in New Jersey is selling insurance plans to public entities, which employ hundreds of thousands of workers across the state.
But an Observer review of dozens of public documents shows that in some cases, it’s difficult or impossible to get a complete accounting of the money going back and forth between insurance brokerages — some of which are deep-pocketed campaign donors — and the public entities that award lucrative insurance contracts.
For instance, Fairview Insurance Agency Associates is one of the largest political donors in New Jersey, giving more than $120,000 to various candidates and committees in 2016, the ninth-highest among businesses in the state, according to the state’s campaign finance watchdog agency.
The Verona-based brokerage is also a big contractor, raking in at least $1.1 million through public contracts or agreements across New Jersey in 2016.
Under state law, the firm is required to report annually all of its political donations and public contracts to the Election Law Enforcement Commission, provided it gets at least $50,000 in public contracts and makes at least one political donation of any amount. Curiously, however, some of the money Fairview gets indirectly from public entities is then reported to ELEC as $0.
The effect is that, to the average observer reading ELEC reports, Fairview would appear to have made much less from public entities and institutions than it actually got — directly and indirectly — in a given year.
Observer reviewed ELEC disclosures for five companies, only three of which were required to itemize their contracts and donations.
A review of six ELEC disclosure forms, 29 invoices, four contracts and eight resolutions by school boards and local councils revealed a loophole in state law that allows brokerages such as Fairview to not report to ELEC tens of thousands of dollars, or more, that they receive as a result of working for governments or public entities.
In 93 cases, three brokerages reported receiving $0 from public agreements in 2016 on their disclosure forms filed with ELEC... In one case, Observer found that Fairview was paid $54,000 indirectly from Jersey City’s school board but later disclosed $0 to ELEC.
It works like this. Brokerages — which sell insurance plans to local governments — are often paid commissions or fees by third-party companies. In this scenario, the actual contract does not go to the brokerage, but to the third-party company, while the brokerage still gets a cut of the business.
In some cases, the dollar amount of these fees or commissions can be traced back by filing public records requests with local governments. Some public entities that answered such requests from Observer provided copies of the original public contracts, which in turn detailed the actual fees or commissions paid to insurance brokerages that were reported to ELEC as $0.
In other cases, there is no mechanism to piece together what a third-party company paid to a brokerage in commissions. Some public entities did not disclose or could not say how much their brokers were paid indirectly by their contractors.
In March 2015, the Jersey City Board of Education passed a resolution to award Fairview a $54,000 contract to be the school district’s prescription insurance broker for fiscal year 2016.
Fairview did not end up receiving an actual contract. The school board struck a deal two months later with Express Scripts to manage its prescription benefits plan, and in that contract, it directed Express Scripts to pay Fairview $4,500 per month on its behalf, according to a copy of the contract provided by the Jersey City school board. The school district essentially paid someone else to pay Fairview.
In the end, Fairview reported that it received $0 in 2015 and 2016 from its work for the Jersey City Board of Education, according to its annual reports filed with ELEC. The firm noted that the amounts it disclosed “do not include commissions received from the insurance carriers.” (Observer, December 6, 2017)
Campaign contributions flowing one-way, huge contracts flowing the other… minimal to no transparency. That’s New Jersey.
The problem is… the Fairview Insurance Agency owns the news agency (InsiderNJ) that hands out the designations as to who is who in New Jersey media. And so we come to the quote used earlier…
“If you say you’re the boss, and nobody says you aint the boss, then you’re the boss.” It is a scam, perpetrated by a bunch of b.s. artist insurance salesmen.
John F. X. Graham owns both the Fairview Insurance Agency and InsiderNJ (he holds titles of founder and publisher, respectively). Michael J. Graham is Chief Operating Officer of both the Fairview Insurance Agency and InsiderNJ. Ryan Graham is the Director of Business Development for the Fairview Insurance Agency and the Associate Publisher of InsiderNJ.
That’s it folks… John F.X.’s grease machine has its own media mouthpiece with which to skew perceptions. And that’s a handy thing to have in an age of hollowed out local coverage and a dearth of what was once called “investigative journalism.” The press is now routinely used to punish the whistleblower, the taxpayer advocate, citizen activist, the underdog. It’s easy to see why.
Now don’t get us wrong, just because John F.X. is all about the money… and the money… and the money… and the money… That doesn’t mean he’s not above playing the part of the noble, the enlightened, crony capitalist. Hey, didn’t some notorious mob boss put a roof on a church? Doesn’t Johnson & Johnson make up for failing to warn women that their product could cause uterine cancer by being oh so woke on LGBTQ? It pays to have fashionable connections and to assist those connections in the higher causes of fashion.
John F.X. is a friend of Hillary. Yes, that old wind bag. You could forgive him being a friend of Bill because, heck, who wouldn’t want a night out on the town with Bill Clinton? He’d make a Saturday night seem like a month of weekends. But Hillary? You know that’s just fashion.
Nevertheless, John F.X. has been called “a top Democrat fundraiser” by newspapers like the Bergen Record and the Newark Star-Ledger. In addition to Hillary Clinton, John F.X. raised money for John Kerry in his 2004 presidential race, and he’s been a big giver to United States Senator Bob Menendez. In fact, it was John F.X. who pushed the idea of Menendez on a national ticket as vice president:
In January 2008, the Jersey Journal along with other media outlets reported that “John F.X. Graham, one of Hillary Clinton’s National Finance Co-Chairs, thinks that New Jersey Senator Robert Menendez would make a great choice if Clinton wins the Democratic Primary… Graham fired off an email this morning to Clinton Campaign Manager Terry McAuliffe listing politicians who would make good vice presidential material, including the choices most often brought up: Barack Obama, Bill Richardson, John Edwards and Joe Biden. But Menendez, a Clinton campaign national co-chair, would be the “most intriguing” choice, Graham wrote.”
“The name Richardson does not sound exactly Latino,” wrote Graham. “The Latino voting block is becoming the most influential in this election, especially with the immigration and other economic issues confronting our prosperity. For lack of a better term, he is the Latino Barack Obama with the experience.”
Why would John F.X. think that encouraging people to vote along racial or ethnic lines is good public policy? Has he not heard of the former Yugoslavia?
Finally, John F.X. made his pronouncements while Senator Menendez was the subject of an FBI investigation. Not that something like that matters when you are making a fashion statement.
Yes, so it seems that InsiderNJ can also be considered an outpost of the far-flung Clinton Empire. Ahhhh, corruption at its most tasty.
And it looks as though John F.X. is quite a big deal. Even Wikileaks picked up loads of correspondence between John F.X. and his fellow Clintonistas. Here is an example:
